Why try Frugal living? Would you like to travel more, be debt free, have money in the bank, Adopting a more frugal way of living can help you accomplish these things. Frugal living doesn’t mean a life of sacrifice and deprevation. It means some life style changes so you can achieve some of the big things in life that you want.


Frugal living means smarter money management, smarter spending and being creative with your spending.

Smarter Money management.

Set up a budget and stick to it. Living within a budget will help you with debt repayment, investment decisions and your savings goals. Living within a budget allows you to make smarter spending decisions, it shows you what you can and cant afford. .

Keeping a record of where your money

Smarter Money management

When you know how much money you need to cover monthly bills, and how much you already have in the bank you can make smarter decisions about spending. Can you buy that new dress and matching shoes, how about that new car? With a budget in place you will know what you can afford and what you cant afford. A buget will help you know where you stand with savings goals, debt repayment and investments. This is an important step in making your money work for you .

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Frugal living means smarter spending.

Taking the money you have and making it go as far as possible. It s knowing when tto shop so you can get the best deal on what you buy – Shopping clearance racks, garage sales, barter boards until you find what you want at a price you can afford.

It's learning how to get the best deal on everything that you buy—shopping thrift stores, yard sales, clearance racks and barter boards until you find what you want at a price that you can afford; using coupons and rebates in combination with sales to get the very best price on your groceries; and perhaps even stockpiling items when you find them at an unbeatable price.

It's also knowing when not to shop – holding off on a purchase that doesn’t fit into your budget, and patiently waiting for a sale to bring an item down to your price. When you adopt the habits of a frugal shopper, you are in full control of your spending.

Frugal living means harnessing your creativity.

It’s about finding ways to make due with what you have, and learning how to do more for yourself. Do you pay someone to change your oil, or do it yourself? Sew a patch on a pair of holey jeans, or buy a new pair? Purchase trash bags, or reuse your plastic grocery bags?

Every day presents new opportunities to reuse, repurpose and create, and it’s the frugal person who recognizes those opportunities, seizes them and turns them into savings.

Why Live Frugally?

Okay, so frugal living is about better money management, bargain shopping and creativity, but what does all of that add up to? Can these three things really result in a better life?

Absolutely.

Frugal living unlocks a world of possibilities. Want to pay off all of your debts? Fund your child’s education? Enjoy the security of a fat bank account? Travel the world?

You can make it happen.

Frugal living is about determining what you want out of your life, and finding a way to make it happen. A couple dollars saved here, and a few dollars invested there doesn’t translate into a life of deprivation; it translates into possibilities.

Decide what you want to get out of life, and then use frugality to make it happen.

Frugal Living 101

• Top 10 Ways to Start Living the Frugal Life

• Painless Ways to Cut Your Spending

Another good day

 I am working on a  crocheted Jewelry roll pattern.   Not sure if  I am cut out to be a designer or not.
We'll see.  If this first one turns out I may give it toSandy to use when they take their cruise.

On the job market... Not much, I am going to Swank Uniform tomarrow and fill out an app for the laundry department.  Fingers crossed.

Over the weekend I went and looked at a house that might be rentalble.  I am going to call the CCounty Clerk tomarrow and see if I can find out who owns the property and how much property there is.
The house lookd to be in decent shape from the outside.  There is plastic over all the windows so I couldnt see in.   Behind the house is a small building that is about ready to fall over.  It is full of stuff.
Then there is an old trailer, couldnt see in any of the windows and an old bus.

Hopefully more information tomarrow

Forgot about this

   I forgot that I had started this blog.  It is time to bring it back to life.  

Homesteading

I found and applied for a homesteading oppurtunity.   Live rent free on a 22 acre farm for as long as I want.
Newly remodeled house,  I can keep some livestock to get a start , established garden with all the seeds bought for this year.

I m just waiting to hear from the owner to see if I got it.

Jobs in the US

The unemployment rate is the highest it has been in a very long time.  So if there hundreds of people competing for each and every available job why are there any jobs?  

Home alone

Gus, Sharon and Brandon have gone to Crosswell for the weekend it is just Chloe, Snarf and myself.